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Complaints about debt collectors are pouring into a federal database that tracks allegations of illegal late-night phone calls, arrest threats and other abuse. But few of the complaints are likely to result in enforcement actions. Enlarge Image The debt-collection industry, booming as many Americans struggle to catch up on their payments or walk away from [...]

Melanie Beacham, who had fallen behind in her car payments, wanteddebt collectors to leave her alone. MarkOne Financial representatives had emailed her, texted her and called her at home, on her cell and at work — 23 times in one day, according to a lawsuit she filed in Pinellas Circuit Court. And, a MarkOne employee going [...]